Build Confidence in Your Finances in 2024

Values-Based Financial Planning

A new year brings a new chance to put your financial house in order. Build a sense of empowerment, financial well-being and strength when you work with our planners at DFG.

We’ll help you get organized, clarify your financial goals, and consolidate and coordinate your assets. You’ve been talking about this forever—make 2024 your year for action and financial well-being!

Do you have a Financial Planner?

What, exactly, is a financial planner? Does that mean the person who manages your investments? The agent who sold you life insurance? Or the advisor from your firm’s retirement plan with whom you occasionally review your retirement portfolio?

Each of these professionals can help you plan for a specific aspect of your financial future.

A financial planner’s role is much broader. Those practitioners who follow the CFP Board of Standards or the standards of their own Advisory firm collaborate with their clients, whether it’s an individual, a couple, or a family to address their financial well-being in a more holistic way.

Depending on your needs, that may include:

The Big Picture: Clarify your objectives for achieving financial well-being. What do you want to accomplish? That’s probably a combination of things such as preserving or increasing your financial resources, preparing for retirement, paying for education, managing the “what ifs” of life, or supporting the institutions and causes you care about.

The Practical Matters: This part outlines your pathway to achieving those things—for example, your cash flow, assets and liabilities; your health issues and tax considerations; your wishes and hopes for leaving a legacy.

You Already Have a Financial Plan

New clients often tell us, “I (or we) don’t have a financial plan.”

In fact, we tell them, you do have one. You just don’t know what it is yet. Your current financial plan is the sum total of your financial actions: paying bills, discretionary spending, choosing to buy a or rent a home, buying or leasing a car, your retirement and other saving, and how you’re managing debt and the risks in your life.

Based on that, we can show you the future outcome if you continue doing exactly what you’re doing now. What will your financial picture look like five, ten, or 40 years from now? Could that be improved? If so, how? What combination of protection, investment, retirement planning, tax planning, and estate planning will get you where you want to go?

We're Here to Help You

Our professional practice is called financial planning, but it’s really life planning. Good financial planning involves working at the intersection of the empirical and the emotional to provide the context to ensure the plan reflects who you are, the specifics of your life and the things that matter most to you.

The result? You’ll be more likely to achieve your desired outcomes and gain peace of mind.

If you're looking for financial clarity, please don't hesitate to contact us for a complimentary consultation.

Get In Touch With Us

Let’s talk about how we can help you achieve your financial goals and live the life you desire and deserve. To set up a complimentary consultation, please fill out the form below, email us or give us a call at 413.584.3098. We look forward to hearing from you!

 10 Bay Road, Hadley, MA 01035

 (413) 584-3098

 Mon-Fri: 9:00 AM - 5:00 PM
Sat & Sun: By Appointment

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