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As of the time of this writing, U.S. equities are down significantly, Japan has been clobbered, bonds are rallying, commodities are selling off, the Volatility Index (also known as the VIX) is flying, headlines are red, the talking heads are talking, and fear is building! And yet…

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Understanding the fundamentals of financial planning is crucial for anyone looking to secure their financial future.

The so-called “Harvard Happiness Study” is the world’s longest-running research on how humans develop throughout adulthood. Its recent findings are getting a lot of attention.